Our Clients

Our Clients Are Thoughtful And Genuinely Nice People

Most of our clients have a household income of more than $100,000 and/or more than $250,000 in investable assets. They come from a variety of different industries and organizations, but often have similar financial concerns.

Here are some common questions we’ve helped answer for certain groups of clients:

Administrators and Teachers

  • Do I need a 403(b) if I’m covered by the state pension?
  • What pension option makes the most sense when I retire?
  • Is it possible that my retirement benefit is higher than my working income?


  • Will income from part-time consulting work be enough if I retire from my full-time position?
  • With fewer companies offering traditional pensions, how do I use my IRAs or 401(k) to generate the income I need in retirement?
  • Are the fees on my investments competitive and reasonable?

Financial Professionals

  • Am I leveraging the best financial strategies available to me?
  • Am I overlooking gaps in my own financial situation while I provide lending, accounting, and insurance solutions to others?


  • How do my investments and insurance impact my estate plan?
  • As an owner or equity partner of my firm, what planning should I be doing personally and for the business?
  • Is it more advantageous to practice at a large firm or run my own?

Medical Professionals

  • How will the rising cost of healthcare affect my retirement?
  • Is long-term care insurance or a hybrid life and long-term care policy a good idea?


  • Should I transfer my 401(k) balance at my prior company to my new 401(k) or rollover the money to an IRA?
  • Should I invest in the menu of funds from the 401(k) provider or use the self-directed window in my 401(k)?
  • Where should I invest on a tax-favored basis after my 401(k) is maxed out?
  • What if I want to retire before age 65?


  • Are there advantages to combining several retirement accounts from past employers into one account?
  • How should I handle fluctuations in my income?
  • How much of my bonus should I be saving for long-term goals?
  • Do I have enough in personal reserves if I’m temporarily out of work or have a bad quarter?

Small Business Owners

  • What retirement plan allows me to save the most while not discriminating against employees?
  • Can a financial advisor help with my personal finances so I can focus on running my business?
  • How will my family be affected if I can’t operate my business anymore?


  • What investments are appropriate for a trust?
  • Are there tax considerations I need to be aware of?
  • How often do the trust’s investments need to be reviewed?

501(c)(3) Nonprofits

  • Do we have an investment policy statement that will help accomplish the mission and goals of the organization?
  • What investments are appropriate for an endowment?
  • What should be considered when taking withdrawals from the organization’s investments?

Let’s Take the First Step Together

It starts with your complimentary in-person or phone consultation with an experienced financial advisor.